Michael Ralby

One of the most common pieces of advice investors receive is to diversify their portfolios. Investing in stocks, bonds, and other securities can pay much better returns than a simple savings account. Of course, investing also poses a risk of losing money, which savings accounts don’t. One way to insure against losses is with diversification.
Diversification is a fairly simple concept. Basically, it boils down to not putting all of your money into one investment. It’s more prudent to spread yo...

Landing on great commercial real estate deals may be how you add significant growth to your portfolio. The value of commercial properties is much less volatile than that of other assets. Several states record substantial growth in the commercial real estate industry; they gain a better return on investment than other residential properties. Regardless, careful assessment of a real estate property before investing in it is always wise. The following metrics can be used to conduct the same.
Cas...

Commercial real estate is a lucrative industry. It has numerous benefits like passive income, consistent returns, and excellent growth potential. The industry has become a popular investment choice for many. However, not all commercial real estates are profitable. Several factors determine failure or success. It is essential to know these factors before investing in commercial real estate.
Properties Are Not the Same
There are several asset types in commercial real estate. They are classified...

Commercial real estate is not always at the forefront of the minds of new real estate investors. This is in part due to the notion that commercial real estate is only owned by large corporations. Although those types of properties are certainly out there, not all of them are. So, is commercial investing right for you? Read on to learn how you can be a part of this sector of the real estate market and what you should try to avoid.
Understand Your Market
Much like you would do for residential p...

While real estate investing offers some very lucrative opportunities, traditional types of real estate investments also tend to require an additional investment of time and labor. Fortunately, there are now more opportunities for passive investments, which means your participation is limited to your initial investment. Below are a few options for passive real estate investing that are easier for new investors to navigate.
Crowdfunding
The options for online fundraising have been growing consi...

With very few exceptions, most global markets have been hit hard by the ongoing pandemic. In real estate, the impact has been rather significant due to factors such as unemployment, mortgage deferrals, and mandatory business shutdowns. Commercial real estate, then, has taken a considerable blow. As businesses begin the steady process of reopening, the market is slated to recover, but the impact of the pandemic is sure to be long-lasting and influential moving forward.
Biggest Immediate Impact...

In most cases, a diversified investment portfolio tends to promote higher returns and lower overall risk. When it comes to diversifying your portfolio, a worthwhile asset comes in the form of commercial real estate investments. As with all investments, commercial real estate poses some risk, but there are also plenty of opportunities for profit and growth.
Increased Income
Real estate investments, especially commercial and residential, are often favored because of their potential for high ret...

Leaders should always be looking for ways to streamline the leadership process. Technology can be helpful when communicating with teammates, taking notes, managing time, developing relationships with customers, and even hiring new employees. Incorporating technology into a leader’s everyday routine is a great way to promote communication and streamline productivity.
Slack
Slack is an app that is designed to help teams effectively communicate. Instead of having a company email, group chat, pri...

Remote team cultures are still developing, and that makes it harder for leaders to know how to be most effective in their roles. With everyone in their own spaces, how do you encourage a team to focus on the job and do their best work?
While this is still a relatively new way for businesses to operate, there has already been some research and development in this area. Also, don’t underestimate what you already know from leading teams in person. While modifications may be necessary when leadin...

People often compare the power of speech with vision. However, a leader’s success in communication depends largely on their ability to speak in a way that shows confidence, esteem, and focus.
A leader can have a weak tone and still lead the company to massive success. In all ways, employees will always perceive the leader differently, depending on how effectively they can communicate.
Follow the tips below to speak like a leader:
Avoid Contradictory Conjunctions
“But” and “however” are contra...

As a leader, not all moves come easily or without cost. Even seasoned leaders may struggle with making difficult decisions, especially during a crisis. There are ways to handle challenges professionally and with great care to ensure that the decision made is fair and productive.
Why Are Some Decisions Difficult?In a leadership role, an individual is responsible for many things beyond their own personal success. Because of this responsibility, their realm of influence also expands significantl...

We often describe great leaders as individuals who hold their values close to their hearts. There’s a reason why values are the common denominator in most descriptions of a great leader, and that’s because it’s the core of what they do and believe. When your core values are at the heart of your day-to-day business dealings, you are not just transforming how your company operates but how you operate, as well. So, how can you achieve this same level of greatness within your own company?
Leading...

Half the year has already passed, but there is still plenty of time to read good books and learn new skills. For effective leaders, learning new tactics and ideas is essential to productivity and success. The following books are just a few options you should consider adding to your reading list before 2020 ends.
Lead with Appreciation: Fostering a Culture of Gratitude by Amber Teamann & Melinda Miller
For many modern workers, company culture is more than a selling point; it can often make or ...

Global crises like the one we are currently enduring are uncommon, and the unprecedented nature of such widespread events can wreak havoc on the financial markets. Historically, the financial markets around the world have suffered their fair share of recession, but in difficult times like these, the future of the global markets is remarkably uncertain.
As 2019 came to an end, many investors and financial professionals had high hopes for 2020 with faith that the bull market (which had lasted a...

In most cases, a diversified investment portfolio tends to promote higher returns and lower overall risk. When it comes to diversifying your portfolio, a worthwhile asset comes in the form of commercial real estate investments. As with all investments, commercial real estate poses some risk, but there are also plenty of opportunities for profit and growth.
Increased Income
Real estate investments, especially commercial and residential, are often favored because of their potential for high ret...